Eligibility
Access and use of AssetLGuide.digital services require that users meet applicable eligibility criteria. Services are intended for users who can enter into binding agreements under applicable law. Use by minors or persons lacking capacity is not permitted.
Users must be of legal age in their jurisdiction to form binding contracts. If you are using the site on behalf of an entity, you represent and warrant that you have authority to bind that entity.
Users must use the Site and services lawfully and in accordance with all applicable regulations and licensing requirements in their jurisdiction. Prohibited uses include unauthorized redistribution of content, fraud, and any use that would violate export controls or sanctions.
Access to certain content or features may be restricted in some countries due to local regulation or commercial arrangements. AssetLGuide may refuse access or restrict features where necessary to comply with applicable law.
Account responsibilities
Account creation may be required for access to certain features. Account holders are responsible for providing accurate information and for keeping credentials secure. AssetLGuide retains the right to verify user information and to suspend accounts that fail verification.
You are responsible for ensuring that account information is complete and up to date. AssetLGuide is not responsible for losses resulting from inaccurate information provided by users.
Protect your login credentials. Promptly notify AssetLGuide of any suspected account compromise. AssetLGuide may implement additional authentication measures such as two-factor authentication to protect accounts.
Accounts are personal and non-transferable unless otherwise agreed in writing. Transfer of accounts or account credentials to third parties is prohibited.
If you suspect unauthorized access to your account, notify AssetLGuide immediately through the contact channels provided. Timely notification helps reduce risk and facilitates contribute.
AssetLGuide may suspend or restrict accounts where there is suspected misuse, security concerns, or where required to comply with legal obligations. During suspension, access to some or all services may be blocked.
Services provided
AssetLGuide provides informational content, tools and advisory resources related to asset management with an emphasis on governance and values-based processes. Specific services may include educational materials, methodology descriptions and administrative tools for clients. Service availability and scope may vary and are subject to the specific terms applicable to each service or engagement.
AssetLGuide may modify, add or remove features and services from time to time. Information about significant changes will be provided through the site or direct communication when appropriate. Changes do not imply any forecast of future performance of assets.
We aim to maintain continuous site availability but do not warrant uninterrupted access. Scheduled maintenance and unforeseen outages may occur. AssetLGuide will take commercially reasonable steps to minimize disruptions.
User rules and conduct
Users must adhere to the following rules when using AssetLGuide.digital. These rules are intended to protect the integrity of the service and to ensure a constructive environment for all users.
- Do not impersonate other persons or entities or provide false information.
- Do not attempt to circumvent security or access controls, including scraping or automated data collection without permission.
- Do not upload or distribute illegal content, malware or content that violates the rights of others.
- Respect intellectual property and licensing terms applicable to site content.
- Use the site in a professional and lawful manner; refrain from abusive or disruptive behavior.
- Follow any specific usage rules communicated for paid services or restricted sections of the site.
- Comply with applicable sanctions, export control laws and local regulatory requirements.
User content
Users may be able to post or submit content to the site, such as comments, feedback or uploaded documents. By submitting content you represent that you have the necessary rights to do so and that the content complies with these terms.
You retain ownership of content you create, subject to the licenses you grant to AssetLGuide. Do not submit content that you do not have the right to share.
By submitting content to AssetLGuide.digital you grant AssetLGuide a non-exclusive, worldwide, royalty-free license to use, reproduce, modify and display that content in connection with operating and promoting the services, unless otherwise agreed in writing.
Users are responsible for the content they submit. AssetLGuide does not assume responsibility for user-submitted content and may remove content that violates these terms or applicable law.
AssetLGuide reserves the right to remove or disable access to user content that is unlawful, infringes third-party rights, or otherwise violates these terms, subject to any legal requirements regarding notice or appeal.
Intellectual property
All site content, including text, graphics, logos and software, is protected by intellectual property laws. Ownership is retained by AssetLGuide or its licensors. Users may view and download limited materials for personal, non-commercial use unless a different license is provided.
- Do not reproduce, distribute or create derivative works from AssetLGuide content for commercial use without prior written permission.
- Do not remove proprietary notices or markings from downloaded materials.
- Requests for permission to reuse content should be directed to the contact address provided in these terms.
Paid services
Certain services and resources on AssetLGuide.digital may be offered for a fee. Paid services are subject to specific terms and policies which supplement these general terms.
Prices for paid services will be listed on the site or in service agreements. Fees are described in a clear manner and any recurring charges are indicated before purchase.
Payment methods and timing will be stipulated during purchase. AssetLGuide may use third-party processors for payment collection. Users are responsible for ensuring payment information is accurate and current.
Subscription services renew according to the stated billing cycle. Cancellation processes will be described at the time of purchase and in the service agreement.
Refund policies vary by service and are set out in the relevant service terms. Refunds are considered on the basis of the specific service delivery and the time elapsed since purchase.
Users may cancel paid services in accordance with the cancellation terms provided at purchase. Cancellation may result in loss of access to certain content or tools.
Users are responsible for any taxes, duties or levies applicable to purchases. AssetLGuide will indicate whether prices include taxes where required by law.
AssetLGuide may adjust pricing for services. Changes are effective as notified and do not affect fees already paid under a binding agreement except as specified.
Failure to pay applicable fees may result in suspension or termination of paid services until payment is made or the account is closed.
Disclaimer
Content on AssetLGuide.digital is provided for informational and educational purposes and does not constitute business, legal or tax advice. Users should consult their own professional advisors before making decisions based on site content. Performance results discussed on the site are historical or illustrative and are not predictive of future outcomes.
Limitation of liability
To the maximum extent permitted by law, AssetLGuide and its affiliates are not liable for indirect, incidental, consequential or punitive damages arising from use of the site. Liability for direct damages is limited to the extent permitted by applicable law and to amounts reasonably related to the fees paid for the services, if any.
Third-party links and services
The site may contain links to third-party websites or resources. AssetLGuide does not control and is not responsible for third-party content, products or services. Links are provided for convenience and do not imply endorsement.
Termination and suspension
AssetLGuide may suspend or terminate access to the site and services for violations of these terms or for operational or legal reasons. Termination does not affect rights or obligations accrued prior to termination.
Following termination, users may lose access to their accounts and stored content. Certain provisions that by their nature should survive termination, such as intellectual property, limitation of liability and dispute resolution, will continue to apply.
Privacy and data
AssetLGuide collects and processes personal data in accordance with the privacy policy available on AssetLGuide.digital. The privacy policy explains what data is collected, how it is used, retention periods and user rights regarding their personal information.
Communications
By using the site, users consent to receiving electronic communications from AssetLGuide, including service messages, notices and marketing materials where permitted. Users may opt out of marketing communications in accordance with the privacy policy.
Changes to terms
AssetLGuide may update these terms from time to time. Material changes will be communicated via the site or direct notice where feasible. Continued use of the site after changes constitutes acceptance of the updated terms.
Governing law
These terms are governed by the laws of Singapore. Any legal processes will follow applicable Singapore law and jurisdiction unless otherwise specifically agreed in writing.
Dispute resolution
Disputes arising from these terms or use of the services should be addressed first through informal negotiation. If unresolved, disputes may be subject to mediation or arbitration as specified in the applicable service agreement or as required by law.
Contact information
